Buying Real Estate in Spain from Morocco | Complete Guide 2025
Complete French-speaking support, from the first call to the handover of the keys.
Buying a property in Spain from Morocco: your project supported by experts
Let our experts accompany you, in French, English or Arabic, from the first call to the handover of the keys.
Are you Moroccan and want to buy a property in Spain ? MCB Costa Blanca accompanies you in the purchase, expatriation or investment on the Costa Blanca, with a tailor-made English-speaking service.More and more Moroccans want to buy a property in Spain, whether for:
- invest in a second home a few hours from Morocco,
- prepare for a peaceful retirement in the sun,
- to offer your family a European quality of life,
- or simply diversify your real estate investments abroad.
Spain, and in particular the Costa Blanca and Costa Cálida, seduces with its stability, climate, attractive prices and geographical proximity.
Contactez-nous
Why do Moroccans invest in Spain? (5 Exclusive Benefits)
- 🏡 Modern and well-located properties : villas, apartments, secure residences with swimming pool
- 💰 Competitive prices compared to major Moroccan cities
- ✈️ Quick access from Casablanca, Rabat or Tangier (2 to 3 hours flight)
- 🛂 Possibility of obtaining a NIE and a residence permit (under conditions)
- 🇫🇷 Complete French-speaking support, without language barriers or legal surprises
Costa Blanca & Costa Cálida: the favourite areas of Moroccan investors
More than 15,000 Moroccans have already taken the plunge! Find out how to easily buy a property in Spain from Casablanca, Rabat or Tangier with our 100% dedicated English-speaking support.
Profitable investment:
Profitable investment:
- Price / sq metre: 30-50% cheaper than in Casablanca city centre
- Rental profitability: 4-7% net/year
- Average capital gain: +15% over 5 years
- Direct flight: 2h30 from Mohammed V
Our proven 7-step method:
Handover of keys and post-sale follow-up
Real Estate Spain: Villas and Apartments Suitable for Moroccan Buyers
Are you looking for a specific property? Fill out our form and we'll provide you with tailor-made options.
Buying in Spain from Morocco: how does it work?
We support you remotely or on site in every step:
Testimonials from our Moroccan customers
Karim & Saïda
⭐⭐⭐⭐⭐
We bought a house near Alicante with MCB. Professional service, in French, very reassuring for us who live in Rabat. Thank you to the whole team.
Youssef, Casablanca
⭐⭐⭐⭐⭐
"Everything was managed remotely until the signing. We found a second home for our family in Torrevieja."
Frequently Asked Questions - Real Estate Purchase Spain Morocco
Can I get a Spanish mortgage as a Moroccan?
Yes, for non-residents, up to 70% of the price with a minimum deposit of 30%.
Some Spanish partner banks accept files from Moroccan residents with proof of income and guarantees. We support you in all these administrative procedures.
Yes, for non-residents, up to 70% of the price with a minimum deposit of 30%.
Some Spanish partner banks accept files from Moroccan residents with proof of income and guarantees. We support you in all these administrative procedures.
Show more
How much are the costs of buying property in Spain?
Approximately 11-13% of the total purchase price, broken down as follows: VAT/ITP (6-10%), notary fees (0.5-1%), registration (0.3%), agency fees (3-5%, often included in the sale price). For a property costing €150,000, count on about €18,000 in additional costs.
Approximately 11-13% of the total purchase price, broken down as follows: VAT/ITP (6-10%), notary fees (0.5-1%), registration (0.3%), agency fees (3-5%, often included in the sale price). For a property costing €150,000, count on about €18,000 in additional costs.
Show more
Is the Spanish NIE mandatory to buy a property?
Yes, the Número de Identificación de Extranjero (NIE) is a must for any property purchase in Spain. We help you get it quickly (2-4 weeks) via the Spanish consulates in Morocco, cost: about 15€ + administration fee, or directly in Spain (24 to 48 hours).
Yes, the Número de Identificación de Extranjero (NIE) is a must for any property purchase in Spain. We help you get it quickly (2-4 weeks) via the Spanish consulates in Morocco, cost: about 15€ + administration fee, or directly in Spain (24 to 48 hours).
Show more
Can I rent my Spanish property to tourists?
Absolutely! Seasonal rentals are very profitable on the Costa Blanca. Average return: 4-7% net/year. You must declare a tourist license (VT) and comply with local regulations. We put you in touch with specialized rental managers.
Absolutely! Seasonal rentals are very profitable on the Costa Blanca. Average return: 4-7% net/year. You must declare a tourist license (VT) and comply with local regulations. We put you in touch with specialized rental managers.
Show more
What are the annual taxes on real estate in Spain?
Mainly the IBI (SUMA - property tax): 0.3-1.3% of the cadastral value/year, or about 300-800€/year for an average villa. Tax residents also pay personal income tax on rental income. Non-residents have a flat-rate tax of 24% on 1.1% of the cadastral value.
Mainly the IBI (SUMA - property tax): 0.3-1.3% of the cadastral value/year, or about 300-800€/year for an average villa. Tax residents also pay personal income tax on rental income. Non-residents have a flat-rate tax of 24% on 1.1% of the cadastral value.
Show more
How long does it take to complete a purchase from Morocco?
Allow 6 to 10 weeks on average for a complete purchase from Morocco. The period is broken down as follows:
Possible acceleration: With our VIP accompaniment, we can reduce it to 4-5 weeks by preparing your NIE file before your first visit and coordinating all the stakeholders.
Allow 6 to 10 weeks on average for a complete purchase from Morocco. The period is broken down as follows:
- Week 1-2 : Selection of properties and organisation of your visit
- Week 3 : On-site visit and signing of the sales agreement (deposit 6-10%)
- Week 4-6 : Obtaining the NIE, opening a Spanish bank account, finalizing credit if necessary
- Week 7-8 : Legal checks, translations of documents
- Week 9-10 : Final signature at the notary and handing over of the keys
Possible acceleration: With our VIP accompaniment, we can reduce it to 4-5 weeks by preparing your NIE file before your first visit and coordinating all the stakeholders.
Show more