Owner on the Costa Blanca from €100,000 - real estate co-acquisition by MCB

Exceptional real estate becomes accessible - Invest with others, take full advantage.

Owning a luxury villa with a swimming pool just a few metres from the Mediterranean is no longer reserved for a privileged few.
Thanks to real estate co-purchase, four families can become owners of a high-end residence in Spain while dividing the acquisition cost, charges and constraints.

The real estate co-purchase signed by MCB INTERNATIONAL GROUP

Alone is a dream, together it is a reality.

What if becoming the owner of an exceptional property was finally within your reach?
Thanks to the real estate co-purchase offered by MCB INTERNATIONAL GROUP, you can acquire a high-end villa or apartment by sharing the investment with other buyers.

Example:
A property worth €600,000 can be purchased by 4 co-owners, an investment of €150,000 each (excluding acquisition costs).

You will benefit from:
  • Access to a prestigious property for a controlled budget
  • A quality real estate portfolio
  • A fair sharing of the periods of occupancy according to rules defined at the time of acquisition
  • An ideal solution for second homes, family holidays or a wealth investment.

At MCB INTERNATIONAL GROUP, we take care of your entire project: from the selection of the property to the search for co-buyers, including legal support and coordination of all stages until the signature.

Why buy alone when you can carry out an exceptional project with several people?

MCB INTERNATIONAL GROUP

Premium real estate... accessible in other ways

Discover properties available for co-acquisition in Spain

Buying a second home in Spain with several people, with complete legal security.
Buy 1/4 share and become the owner of a premium property in Spain

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Real estate co-purchase - Achat real estate à plusieurs

Because the Costa Blanca deserves better than a residence that is only occupied for a few weeks a year, and because a quality second home should not represent a financial commitment disproportionate to its actual use, MCB International Group offers you an exclusive selection of properties accessible through structured co-acquisition .

Each property presented here is selected, negotiated and marketed by our agency according to the same requirements of location, quality and legal security that have guided our activity since 2009.
It is offered to a maximum of four co-buyers , in the form of shares in a Spanish "Sociedad Limitada S.L." - Our legal arrangement is carried out with an independent specialized Spanish law firm. Within a solid, transparent legal framework, registered before a notary, which gives you a real property, transferable and resaleable. Our legal set-up is carried out with a specialized Spanish law firm.

Starting at €100,000 for a premium apartment and starting at €350,000 for a luxury villa, you are entering a property that you may not have considered buying on your own – and you do so without suffering the charges, constraints or day-to-day management alone. This is carried out by a professional management company independent of MCB, selected for its expertise and mastery of the Spanish coastal rental market.
Our marketing role ends with the notarial signature. But our presence does not stop there. Established on the Costa Blanca since 2009, we remain your local point of contact - to answer your questions, facilitate your administrative procedures or direct you to the right contacts. You are not buying a property and a key: you are joining a support network that has known this territory and its workings for more than fifteen years.

What you decide to do with your shares - keep them, transfer them or pass them on to your heirs - is your sole discretion, within the framework of the shareholders' agreement that protects all the co-buyers.

A second home you live in – not a load you carry alone

There is a reality that agencies rarely tell their clients: the vast majority of owners of a second home only take advantage of it four to six weeks a year. The rest of the time, the property sleeps, the charges run and the management accumulates. For a residence costing 400,000 or 2,000,000 euros, this observation deserves to be frankly made before any decision.

Real estate co-acquisition is based on this observation. Not to circumvent the property, but to put it back in place: you buy the share of the property that you will actually use, you share the expenses in the same proportions, and you remain the owner of a real, transferable, resaleable asset - registered before a notary in Spain.

MCB International Group has been marketing premium properties on the Costa Blanca and Costa Cálida for an international clientele since 2009.

This co-acquisition service represents a natural evolution for us: we bring the same rigorous selection, the same local legal expertise and the same multilingual support, for a formula for access to property that corresponds to today's lifestyles.

What co-acquisition is – and what it isn't

Co-acquisition as we practice it has nothing to do with the time-share or timeshare of the nineties. These products sold a right of use limited in time, without real ownership of the asset, in structures that were often opaque and whose exit was almost impossible. The Spanish legislator has also strictly regulated these practices since the European directive of 1994 and its transposition into Spanish law.

What we propose is structurally different, and the difference is fundamental:
You become a partner in a Spanish "Sociedad Limitada S.L." - the equivalent of the French SARL (SCI) or the Dutch BV - set up specifically to hold the property. This company acquires the property before a notary, registers it in the "Registro de la Propiedad", and each of the partners holds an equal share that is registered, transferable and transferable according to the conditions defined by the shareholders' agreement.

You own a real asset. Not a right to vacation. No points. Not a limited-term license.

The four-point structure

1. A property pre-selected by MCB

Selection - Rigor

We only offer properties that we have selected according to our usual criteria: location, quality of construction, enhancement potential, full urban planning compliance. We deliberately reduce the catalog to maintain consistent quality. Three types of properties are offered at launch: luxury villa, a premium apartment and an apartment in a tourist residence, in the most sought-after areas of the Costa Blanca.

2. Maximum of four co-buyers

Four - Partners

The number of shares is voluntarily limited to four. This choice is not arbitrary: it guarantees a real and balanced use (each partner has the equivalent of a quarter of the year, or about thirteen weeks), simple governance and fluid decision-making, without the complexities of structures with eight or twelve co-owners. Each important decision (works, resale, modification of use) is submitted to the vote of the partners according to the constitutive agreement.

3. An entrance ticket that is commensurate with the property

One share - €100,000 or €250,000

The share in a premium apartment starts from 100,000 euros. For a luxury villa, the entry ticket is from 350,000 euros. These amounts include the price of the share; the acquisition costs (incorporation of the SL, notarial fees, registration) and the estimated annual charges are communicated to you in a transparent manner before any commitment. There are no hidden fees, no hidden entry commission: MCB is remunerated on the sale of the property, in accordance with the usual practice of the Spanish market where agency fees are paid by the seller.

4. Management entrusted to an independent professional

Management - Independent

MCB is a real estate agency: our job is to find you the right property, to secure the transaction and to accompany you at the signing. The day-to-day management of your property – maintenance, coordination of the usage schedule, rental management of unoccupied periods, SL accounting – is carried out by an independent professional management company, selected for its mastery of the Spanish coastal market and its French-speaking expertise. This separation between marketing and management is an additional guarantee for you: MCB is not judge and jury.

What you earn concretely

A property on the Costa Blanca that you might not have acquired on your own. A proven legal framework, that of the Spanish "Sociedad Limitada S.L.", with all the rights that come with it: the right to sell your share, the right to pass it on to your heirs, the right to benefit from the capital gain on the day of the sale - exactly as with any property held directly. Charges divided by four. A management that you do not support.

And behind all this, a licensed agency (RAICV 1429 | API A-158 | AIPP 20157), present on the Costa Blanca since 2009, who speaks French, Dutch, English and Spanish, and who knows its notaries, lawyers and markets.

It is not a promise of returns. It is a proposal of common sense from a patrimonial point of view, adapted to the reality of the use of a second home in Spain.
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Frequently asked questions about co-acquisition

Am I really a homeowner?
Yes. As a partner in the SL set up to acquire the property, you have a real stake in a company that owns a real estate asset registered in the Spanish Registro de la Propiedad. Your share is registered, transferable and transferable. It is neither a time-share, nor a right of use, nor a financial product.
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How are the weeks of use distributed?
With four partners in equal shares, each co-buyer has a right of use equivalent to a quarter of the year. The calendar is established annually according to a transparent rotating system, defined in the shareholders' agreement as soon as the SL is formed. Peak season periods are rotated fairly among the partners.
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What happens if I want to sell my share?
You can transfer your share at any time, subject to the partners' pre-emption rights under the memorandum of association – a standard protection that applies in your interest as well as in the interests of other partners. MCB can assist you in the search for a buyer for you, under the same conditions as a traditional real estate sale.
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What taxation applies to a non-resident partner of a Spanish SL?
The tax depends on your country of residence and your personal situation, and should be analysed with your tax advisor. As a guideline: as a partner of a Spanish SL, you are not directly subject to IRNR (Non-Resident Income Tax) on the enjoyment of the property - it is the company that is the tax entity in Spain. We recommend that you consult a Franco-Spanish tax lawyer before signing, which we can facilitate as part of our support.
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How many properties do you offer?
We start with three selected properties: a premium apartment, a tourist residence and a luxury villa on the Costa Blanca. We voluntarily maintain a limited offer to guarantee the quality of each file and the personalized support of each group of buyers.
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Who manages the property after the purchase?
The day-to-day management is entrusted to a professional company independent of MCB, specialized in the management of residences on the Costa Blanca. MCB is only involved in the marketing and acquisition phase. This separation of roles is a guarantee of transparency for the co-buyers.
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Does MCB receive a commission on management?
No. MCB is remunerated exclusively on the sale of the property, in accordance with the practice of the Spanish real estate market (fees payable by the seller). We have no financial interest in post-acquisition management.
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Would you like to know more about a particular property, understand how the SL works or simply ask your questions to a French-speaking advisor?
Make an appointment for a free video interview with one of our advisors - without obligation, in your own language, from home.
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Buy 1/4 share and become the owner of a premium property in Spain. Consult an advisor before making any investment decision.

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